Investigation workspace
Merchant 360 — PT Metro Kreasi Utama
Single case view connecting legal identity, directors/beneficial owners, digital footprint, source evidence, risk decision, EDD status and monitoring history.
58MEDIUM RISK
94%Merchant legal identity
32 require analyst action
ActiveNext scheduled re-screen: 7d
Legal & onboarding identity
Legal namePT Metro Kreasi Utama
NIB9120••••••••
KBLI62090 · Other IT services
NPWP09.•••.•••.•-•••.•••
Registered addressJakarta Selatan
Declared websiteexample-merchant.id
Registry matchedCross-document 96%
Decision narrative
Hold for Enhanced Due Diligence
Website intelligence indicates a broader commercial scope than declared. Repeated refund complaints and one medium-confidence adverse-media candidate require human verification before final disposition.
Decision factors
1
LOB mismatchWebsite content vs onboarding declaration.
2
Refund complaint clusterGoogle Review negative theme increased over 30 days.
3
Adverse media ambiguityEntity confidence 71%; manual resolution mandatory.
Case actions
Open EDD WorkbenchOpen Entity GraphEvidence BundleOwners & directors
DirectorBudi Santoso
Beneficial ownerAndi Wijaya
UBO verifiedYes · 72%
Six-module consolidated view
Scores remain separate from evidence and reviewer decision.
Document AI18PASSCross-document consistent
Website67REVIEWLOB mismatch
Google Review61REVIEWRefund complaints
Adverse Media56REVIEWCandidate match
Social42INFONeutral / 2 clusters
Image Safety4PASSNo threshold hit
Relationship snapshot
Explore relationship graph →Recent evidence timeline
13:42 · Intake accepted
Legal profile, purpose and minimum required document set created.
13:43 · Document verification
4 documents extracted; no high-confidence tamper signal.
13:45 · Digital footprint completed
Website, Google Review and approved social sources completed.
13:46 · Entity intelligence
One ambiguous article candidate routed to EDD.
13:47 · Medium risk decision
Reason codes R-WEB-014, R-REV-006, R-ADV-021.